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real estate market and we are definitely seeing things are starting to rapidly fall apart.

And it's not just here in the United States, we've been mentioning it in Canada, in the UK,

we see Australia, their July private new home sales, they have fallen by 9.7% month on month.

And this is actually starting to spread and we saw this back prior to 2008 and then of course it

ramped up and this situation is getting worse and worse as time goes on. And eventually what's